Calculator
Calculate SSY maturity value
Enter yearly deposit, annual interest rate, deposit years, and maturity duration.
Estimated SSY maturity Rs. 0
Total deposits Rs. 0
Estimated interest Rs. 0
SSY year-wise growth
Review yearly deposits, estimated interest, and projected balance.
| Year | Total deposits | Estimated balance | Estimated interest |
|---|
| Enter your SSY details and calculate to see the projection. |
Last updated: May 2026
What this calculator helps you understand
The SSY calculator helps estimate how yearly Sukanya Samriddhi Yojana deposits may grow over the selected account duration using an assumed annual interest rate.
Formula used
The calculator adds deposits during the contribution years and compounds the balance annually at the entered interest rate until the selected maturity year.
Example calculation
If you deposit Rs. 1,50,000 per year for 15 years and keep the account for 21 years, the calculator estimates maturity value, deposits, and interest based on the entered rate.
How to use this calculator
- Enter your yearly SSY deposit.
- Add the annual interest rate you want to test.
- Enter how many years deposits are made.
- Enter the maturity duration.
- Review estimated maturity value and year-wise growth.
Common mistakes
- Assuming the current SSY rate stays unchanged for all years.
- Ignoring contribution limits, eligibility, and rule changes.
- Treating a simplified projection as an exact account statement.
Limitations
This calculator does not verify eligibility, account opening age, withdrawal rules, tax treatment, missed deposits, penalties, or future government rule changes.
FAQs
Is SSY maturity guaranteed by this calculator?
No. The calculator only estimates based on the values entered.
Can SSY rates change?
Yes. SSY interest rates may change based on government notifications.
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