Savings planner
PPF Calculator
Estimate Public Provident Fund maturity value from yearly contributions and interest rate.
Calculator
Calculate PPF maturity value
Enter yearly contribution, annual interest rate, and investment duration.
PPF year-wise growth
Review annual contribution, interest, and estimated balance.
| Year | Total contribution | Estimated balance | Estimated interest |
|---|---|---|---|
| Enter your PPF details and calculate to see the projection. | |||
Last updated: May 2026
What this calculator helps you understand
The PPF calculator helps estimate how yearly Public Provident Fund contributions may grow over a selected duration using an assumed annual interest rate.
Formula used
The calculator adds the yearly contribution and compounds the balance annually at the entered interest rate.
Example calculation
If you contribute Rs. 1,50,000 per year for 15 years at 7.1%, the calculator estimates maturity value, total contribution, and estimated interest.
How to use this calculator
- Enter your yearly PPF investment.
- Add the annual interest rate.
- Choose the investment duration.
- Review maturity value and year-wise growth.
Common mistakes
- Assuming PPF interest rates never change.
- Ignoring contribution limits and rule changes.
- Treating a simplified estimate as an exact statement value.
Limitations
This calculator does not model partial withdrawals, loan facility rules, tax changes, lock-in rules, or exact government notification dates.
FAQs
Is the PPF interest rate fixed forever?
No. PPF interest rates may change based on government notifications.
Does this include tax benefits?
No. It estimates maturity only and does not provide tax advice.