Savings planner

Sukanya Samriddhi Yojana Calculator

Sukanya Samriddhi Yojana helps families save in a disciplined, government-backed way for a girl child's milestones. Estimate potential growth and maturity value based on your inputs.

Calculator

Calculate SSY maturity value

Enter yearly deposit, interest rate, deposit duration, and maturity timeline.

Estimated SSY maturity Rs. 0
Total deposits Rs. 0
Estimated interest Rs. 0

SSY year-wise growth

Review yearly deposits, estimated interest, and projected balance.

Year Total deposits Estimated balance Estimated interest
Enter your SSY details and calculate to see the projection.

Last updated: June 2026

Understanding Sukanya Samriddhi Yojana (SSY)

Sukanya Samriddhi Yojana (SSY) is a long-term government savings scheme specifically designed to support the education and marriage fund requirements of a girl child. Administered under the Beti Bachao Beti Padhao campaign, it offers attractive interest rates and triple tax benefits (exempt-exempt-exempt).

How this calculator helps you

  • Projections: Plan yearly contributions and see estimated interest accumulation.
  • Maturity timelines: Visualise the effect of the 15-year deposit lock-in vs the 21-year maturity timeline.
  • Scenario testing: Adjust deposit limits (₹250 to ₹1,50,000 per year) and track growth.

Maturity Example

Saving ₹60,000 annually (₹5,000/month equivalent) for 15 years results in a total deposit of ₹9,00,000. Assuming a constant interest rate of 8.2% per annum, the balance continues compounding for 6 additional years without new deposits, growing to an estimated maturity value of ₹28-30 Lakh after 21 years.

Read the planning guide

Detailed Read: The Sukanya Samriddhi Yojana Article: maturity limits, rules & resignation checklists

Read our full comprehensive article guide to learn about SSY withdrawal rules for education, birthday deposit traditions, tax treatments under different regimes, and detailed comparison matrix with RDs and FDs.

Trust note

CalcToPlan calculators are designed for educational and planning purposes only. The results are estimates based on the inputs provided by you. They should not be treated as investment, tax, legal, loan, retirement, or financial advice. Please consult a qualified professional before making major financial decisions.